Each card offer has the same purchase APR, while the annual fee varies: Applicants can be approved for one of three Indigo credit card offers, depending on their creditworthiness. Once the application has been reviewed, approved applicants will need to pay their annual fee to activate their account. In fact, it can take as little as 60 seconds after submitting your pre-qualification application. You’ll have a decision regarding approval for the Indigo Card very quickly. Once you’ve applied and are approved, Indigo reports your responsible use of the card to all three major credit bureaus – TransUnion, Equifax, and Experian. As a result, there is no impact on your credit score. Specifically, there is an online pre-qualification form on their website where you can provide basic details without a hard inquiry. The application process with the Indigo Card is quick and easy. Secondly, this card is a unique product that specializes in helping consumers with limited or damaged credit make a fresh start. The card is issued by Celtic Bank through a partnership with Concora Credit Inc. However, the Indigo Mastercard aims to help those who have been rejected for other cards. Secondly, even if you have a decent credit score, you may not get approved because of what’s in your credit report. All too often, credit card issuers reject an application due to a history of poor financial responsibility. The Indigo is a credit card that is designed specifically for applicants with poor or no credit.
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